VISA Interchange rates

Visa Card-Network

Visa is the most commonly used and accepted card in the world with 323 million cardholders and over 8 million merchants. By having the ability to accept Visa branded cards, your customers benefit from the ease of making payments in-person, by phone and online.

 

First Direct Financial offers you the ability to accept Visa in any format with end-to-end encryption and our Interchange+ pricing model. This combination makes accepting payments at your business safe, secure, affordable and transparent.

Current VISA USA Interchange Rates

Card Type

Interchange Rate

Debit Card-Present

Visa Debit CPS

Visa Debit CPS Regulated

Visa Debit Prepaid

Visa Debit Business

Visa Debit Business Regulated

0.800 % + 15¢

0.050 % + 22¢

1.150 % + 15¢

1.700 % + 15¢

0.050 % + 22¢

Debit Keyed

Visa Debit CPS

Visa Debit CPS Regulated

Visa Debit Prepaid

Visa Debit Business

Visa Debit Business Regulated

1.650 % + 15¢

0.050 % + 22¢

1.750 % + 20¢

2.450 % + 10¢

0.050 % + 22¢

Credit Card-Present

Visa CPS Retail

Visa Rewards Traditional

Visa Rewards Signature

Visa Rewards Signature Preferred

Visa Corporate

Visa Business

Visa Purchasing

1.510 % + 10¢

1.650 % + 10¢

2.300 % + 10¢

2.100 % + 10¢

2.500 % + 10¢

2.200 % + 10¢

2.500 % + 10¢

Credit Keyed

Visa CPS Retail

Visa Rewards Traditional

Visa Rewards Signature

Visa Rewards Signature Preferred

Visa Corporate

Visa Business

Visa Purchasing

1.800 % + 10¢

1.950 % + 10¢

2.700 % + 10¢

2.400 % + 10¢

2.700 % + 10¢

2.250 % + 20¢

2.700 % + 10¢

International

Visa International

Visa International Premium

Visa International Corporate

Visa International Keyed

1.100 %

1.800 %

2.000 %

1.600 %

Level 2 Data

Corporate & Purchasing

Business Card (Tier 1)

Business Card (Tier 2)

Business Card (Tier 3)

Business Card (Tier 4)

2.050 % + 10¢

2.050 % + 10¢

2.050 % + 10¢

2.050 % + 10¢

2.200 % + 10¢

Level 3 Data

Corporate & Purchasing

Large Ticket – Corporate & Purchasing ($8,275+)

Large ticket – Government ($5,984+)

1.900 % + 10¢

1.450 % + $35

1.200 % + $39

Assessments and Association Fees

Visa Card-Brand

Visa NAPF (Network Acquirer Processing Fee)

Visa Clearing Access

Visa International Cross-Border

Visa International Acquirer Service Fee

0.1300 %

1.95¢

0.25¢

0.8000 %

0.4500 %

Visa FANF (Fixed Acquirer Network Fee)

Visa FANF – Card-Present Per Location

Visa FANF – Keyed Volume $1,000 – $3,999

Visa FANF – Keyed Volume $4,000 – $7,999

Visa FANF – Keyed Volume $8,000 – $39,999

Visa FANF – Keyed Volume $40,000 – $199,999

$2.00 / month

$7.00 / month

$9.00 / month

$15.00 / month

$45.00 / month

*Above is what is the most common qualification for interchange. As these numbers do change, and to see a full list of US interchange rates, please visit the Visa website here: VISA REGULATION FEES