All of our partnered payment acceptance products come with your own internet login portal access giving you the ability to manger your merchant account in “Real-Time”. Including all processed payments and full transaction lifecycle reports. Business owners or their administrators may effortlessly void, capture, and refund transactions directly from a desktop or mobile device. Even on the go!
Point-to-point encryption (P2PE) provides a combination of secure devices, applications and processes that encrypt data from the point of interaction (for example, at the point of card swipe) until the data reaches the solution provider’s secure decryption environment.
EMV stands for “Europay, MasterCard, Visa” and was developed in 1993 as the first card-present chip-based smart card. EMV protects against the misuse of lost or stolen cards through cryptography and the use of a PIN (which a magnetic strip does not, making credit card replication more difficult and costlier for thieves). Chips are embedded in the card and contain encrypted data that is accessed by the reader in the point of service terminal. A code or “cryptogram” is sent to the processor during the transaction to validate the card and cardholder
The Virtual Terminal is the web based application for processing card present, card not present and recurring payments. The Virtual Terminal can be integrated with EMV devices and utilized point to point encryption for data security and further reduction of PCI scope.
API Integration into gateways allows for full payment integration into core systems, enabling transaction information to be captured as part of the overall workflow process. No matter what system you run on, we will find a way to make it work.
First Direct Financial’s partnered solutions offers a competitive and robust offering for financial institutions looking to offer the best in credit card and merchant processing to their customers. This program takes advantage of host of features listed here, ensuring client satisfaction from all aspects – price, features and service.