Business Credit Card Payment Processing Services
How payments should be. Simple.Credit Card Processing and Merchant Services from First Direct Financial’s partnered solutions are designed to meet the payment needs of organizations both large and small. Additionally, with the integration to the First Direct Financial’s partnered solutions Maximizer platform, First Direct Financial’s partnered solutions serves as your single partner for all payments (ACH, Check, File/Web Based, recurring, remittance and debit/credit card). First Direct Financial’s partnered solutions Credit Card Processing and Merchant Services features access to all major card platforms to provide coverage across all industry segments.
The merchant boarding and account management has been streamlined allowing one entry for multiple payment options. The card services team at First Direct Financial’s partnered solutions has deep card industry knowledge of card network rules, regulations and cost structures to ensure the best match of merchant and processor. First Direct Financial’s partnered solutions prides itself on being able to provide the integration and customizations required to meet the unique and specific needs of merchants while providing first class sales and technical support.
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Online Reporting
All of our partnered payment acceptance products come with your own internet login portal access giving you the ability to manger your merchant account in “Real-Time”. Including all processed payments and full transaction lifecycle reports. Business owners or their administrators may effortlessly void, capture, and refund transactions directly from a desktop or mobile device. Even on the go!
POINT-TO-POINT ENCRYPTION
Point-to-point encryption (P2PE) provides a combination of secure devices, applications and processes that encrypt data from the point of interaction (for example, at the point of card swipe) until the data reaches the solution provider’s secure decryption environment.
EMV Payments
EMV stands for “Europay, MasterCard, Visa” and was developed in 1993 as the first card-present chip-based smart card. EMV protects against the misuse of lost or stolen cards through cryptography and the use of a PIN (which a magnetic strip does not, making credit card replication more difficult and costlier for thieves). Chips are embedded in the card and contain encrypted data that is accessed by the reader in the point of service terminal. A code or “cryptogram” is sent to the processor during the transaction to validate the card and cardholder
Virtual Terminal
The Virtual Terminal is the web based application for processing card present, card not present and recurring payments. The Virtual Terminal can be integrated with EMV devices and utilized point to point encryption for data security and further reduction of PCI scope.
Software Integration
API Integration into gateways allows for full payment integration into core systems, enabling transaction information to be captured as part of the overall workflow process. No matter what system you run on, we will find a way to make it work.
Bank Program
First Direct Financial’s partnered solutions offers a competitive and robust offering for financial institutions looking to offer the best in credit card and merchant processing to their customers. This program takes advantage of host of features listed here, ensuring client satisfaction from all aspects – price, features and service.