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We offer up to 95% residual splits at IC plus $0.03 + 0.00%

As an independent Sales Professional “ISA” our offering is second to none. Your business depends on one thing – revenue. Building sales revenue means attracting and retaining merchants – and it also means keeping business organized and making proactive decisions.

As a leading provider of payment processing and technologies to merchants throughout the United States, First DIrect Financial® offers a combination of cutting-edge products and dedicated, personalized service — the tools today’s sales agents need to rise above the competition. Our credit card processing programs for independent sales professionals can help set you on the path towards true financial independence.

All retail business accepted, Airlines, High Risk, Medical Marijuana, off shore, Canada and much more.

As an ISA with First Direct Financial “FDF”, our mission is to maximize your revenue and performance by providing you with low friction solutions that your merchants can easily adopt. FDF provides dynamic portfolio management, automated boarding to TSYS, Elavon and First Data and total control over all of your financial data – helping you to accelerate growth and achieve a diverse and vigorous portfolio. We provide services and solutions that work for both you and your merchants, including:

Dedicated inside support team to help with all your needs - statements analyzation, etc.

Auto approvals

Robust online reporting tools

Personal CRM for you and your rep's - NO COST

State-of-the-art security and data protection

U.S. based 24/7 partner support

Lifetime residuals

Flexible target vertical segmentation

Comprehensive guidance and information for PCI and equipment compliance requirements

Electronic boarding

24-hour funding available

Your Dedicated Merchant Representative

Paul Mulhern

Leader in the credit card processing industry with over 30 years experience in building and selling successful ISO.

Areas of expertise include:

Organizational Leadership


Employee Relations


Performance Management

Business Strategy


Policy Development


Recruiting Strategy

Development of ISO


Business Plans & Metrics


Contract Negotiations